Welcome to Financial Freedom Friday. This is the first post for this category. I’m trying to fill each day with some sort of goal, but I don’t want it to be just anything, so it’s taking me a while 🙂 And as it may becoming obvious to you, I like my titles to start with the same letters – Minimalist Monday, Tackle It Tuesday, Weight Loss Wednesday, and now Financial Friday. It’s a bit of a hangup I have 🙂
What does financial freedome mean to you? To me it means that money is not a stress in my life, but rather a conveniant way to enjoy life while being responsible in our obligations and priorities.
The first step Mike and I took in this plan was to get a financial adviser and software so that we could gain vital knowledge, and see our finances in black and white. This has been an amazing decision, and worked so great for us. The software was expensive, but completely worth it. We can put in different situations and see how it will affect our finances, and then conclude weather or not to go through with it or not.
Our second step is meal planning. I have to give credit to the ladies I share Girls Night with. They cook for their families, and have inspired me to do the same. This is something I just started at the beginning of the week, but it’s going pretty well so far, and saves on our grocery bill. Normally, we just shop for stuff we like, and as I’m a terrible cook, most of it is pre-packaged stuff, which is expensive and unhealthy. Meal Planning means that I already know what ingredients I’ll NEED, and we don’t have to get the other pre-packaged stuff, because there’s no need for it. This past week, my meals included the following:
Our third step has been the most recent. As I said, I’m a terrible cook, and due to my vision, I don’t do the grocery shopping. So Mike goes to the grocery store an average of 3 times a week. For this reason, we spend about $160 each week just on food, which is ridiculous, and has to stop! We’re a family of 5, so as the boys grow, our grocery bills are bound to increase, but for now, my goal is to keep it at $50 a week. It sounds impossible, and Mike’s skeptical, but I’m going to do my very best to meet the challenge 🙂 Last Friday our bill was $60, and it being Friday, it’s time to writ out the shopping list again. It’s surprisingly short, as I have been meal planning and cooking from scratch 🙂 I’m guessing today’s grocery bill will be about $30, if not less 😀